Enter Your Income Details
Tax Summary
Estimated Annual Tax Liability: -
Estimated Monthly Net Income: -
Detailed Breakdown
Overview & Methodology
Germany’s income tax is progressive. For a single taxpayer, the basic tax‑free allowance is
€9,744 per year; for married taxpayers, it is €19,488 (using the splitting method).
Taxable Income = Gross Income − Deductions − Basic Allowance.
Income tax is estimated at 19% of your taxable income.
Additionally, a solidarity surcharge of 5.5% is added to your income tax, and if applicable, church tax of 9% of your income tax is applied.
Social contributions (deducted from your paycheck) include:
- Health Insurance: ~8% of gross income
- Public Pension: ~9.3% of gross income (employee’s share)
- Unemployment Insurance: ~1.3% of gross income (employee’s share)
Your net income is calculated as:
{Net Income} = {Gross Income} - ({Income Tax} + {Solidarity Surcharge} + {Church Tax} + {Health Insurance} + {Public Pension} + {Unemployment Insurance})
Example
For a gross annual income of €50,000 for a single taxpayer with standard allowances (and no additional deductions), the calculator estimates:
- An income tax liability of approximately €9,571
- Social contributions: Health Insurance, Public Pension, and Unemployment Insurance totaling about €(calculated amount)
- Total deductions of around 37% of gross income
- Net monthly income of approximately €(calculated amount)
Frequently Asked Questions
How is taxable income determined?
For a single taxpayer, taxable income = Gross Income − Deductions − €9,744. For married taxpayers, it is calculated using the splitting method.
What is the solidarity surcharge?
It is 5.5% of your computed income tax.
Do I have to pay church tax?
If you are a member of certain churches, church tax (typically 9% of your income tax) is deducted from your paycheck.
How is net income calculated?
Net Income = Gross Income − (Income Tax + Solidarity Surcharge + Church Tax + Health Insurance + Public Pension + Unemployment Insurance).